Gray coastal home with a white-railed balcony, palm trees, and a golf cart beneath the carport.
Gray coastal-style house with a red front door, elevated balcony, palm trees, and golf cart.
Gray coastal house with a metal roof, red front door, blue shutters, and raised deck among palm trees.
Gray coastal house with raised white deck, golf cart beneath it, and driveway to a detached garage.
Covered front porch overlooking a lawn, with an American flag and golf cart.
Aerial view of a coastal neighborhood, with homes, a pond, and the Gulf beach beyond.
Aerial view of a coastal neighborhood, white-sand beach, turquoise water, and lagoon.
Aerial view of coastal homes beside a white-sand beach and turquoise water.
Detached gray garage with white door beside a concrete driveway and elevated white staircase.
Gray home with a white-railed raised deck beside a concrete walkway and wooden privacy fence.
Gray home with white exterior stairs behind a grassy yard and mature tree.
Furnished sunroom with a wicker sofa, tall potted plant, and windows overlooking the yard.
Living room with broad blinded windows, polished wood floors, and a tall potted plant beside the seating area.
Bright sitting room with polished wood floors, broad blinded windows, and wicker and wooden furniture.
Furnished living room with polished wood floors, plantation shutters, and tall potted plants.
Entryway console with marble top, ornate mirror, tall plants, and a bright kitchen beyond.
Living room with a white sofa, green patterned pillows, wooden coffee table, and large windows.
Furnished living room with a white sofa, wicker armchair, and large windows.
Open-plan living room and kitchen with white cabinetry, wood bar stools, and hardwood floors.
Kitchen with white cabinets, stainless appliances, and a wood-topped island lined with bar stools.
Kitchen sink beneath a window with white blinds, beige tile backsplash, and leafy greenery outside.
Kitchen with white cabinets, stainless steel appliances, and a large wooden island beside the dining area.
Bright kitchen with white cabinetry, stainless refrigerator, and long wood island opening to dining area.
Open-plan kitchen with white cabinets, stainless steel appliances, and a wood-topped island beside the dining area.
Open-plan kitchen with a broad wooden island, pendant lights, and a dining area with woven chairs.
Hallway with white wainscoting, tiled floor, and round woven wall decoration
Bathroom vanity with granite countertop, framed mirror, folded towels, and shower reflected in the mirror.
Bathroom with glass shower, white vanity, tiled floor, and mirrored door.
Bathroom walk-in shower with glass doors, pale tile, grab bars, and green towels.
Tiled bathroom and vanity open onto a dining area with a wood-top island and chandelier.
Bedroom with a white-covered bed, large windows, hardwood floors, and dark wood furnishings.
Staged bedroom with a white-covered bed beneath a large window and a colorful patterned rug.
Bedroom with a large white quilted bed, white closets, and dark wood flooring.
Bedroom with a white-covered bed, dark wood floors, two windows, and a potted palm.
Bedroom with a white-covered bed, dark wood dresser, orchids, and a curtained window.
Bedroom with a white bed, carved wooden dresser, orchids, and ceiling fan.
Bedroom with a white-covered bed, dark wood dresser, and potted palm beside a curtained window.
Bedroom with a white quilted bed and dark wood chest of drawers against beige paneled walls.
Bedroom with a white patterned bedspread, paneled walls, and a wooden dresser.
Wooden dresser styled with a striped sunhat, fruit bowl, snacks, and black lantern by bright windows.
Bedroom with a white-quilted bed, dark wood floors, and a ceiling fan.
Bedroom with a white-covered bed, mirrored closet doors, dark wood floors, and potted palms.
Bedroom with a white bed, dark wood floors, and windows overlooking palm trees.
Bedroom with a large white bed, dark wood floors, and a glass door to a balcony.
Built-in coffee station with granite counter, white cabinetry, a large mirror, and a leafy plant.
Bathroom vanity with white cabinets, a large mirror, and a leafy plant in a woven basket.
Staged bathroom with a white vanity, tiled floor, shower curtain, and potted plant beside the mirror.
Bathroom with a curtained walk-in shower, toilet, frosted window, and brass towel rings.
Palm-lined street and a glimpse of water seen through a screened doorway
Coastal home porch overlooking a palm-lined street and the Gulf, with an American flag in the foreground.
Deck overlooks a palm-lined street with a glimpse of the ocean.
Furnished wooden deck with white railings, lounge chairs, tropical plants, and a view of the palm-lined street.
Wooden porch with Adirondack chairs, potted plants, white railings, palm trees, and a distant water view.
Elevated wooden deck beside a gray home, overlooking palm trees, lawn, and neighboring houses.
Wooden balcony with white railing overlooks a landscaped yard and neighboring homes.
Beach access gate beneath a wooden arch marked Panama City Beach, surrounded by coastal dunes.
Beach-access deck with built-in benches overlooks grassy dunes and the Gulf of Mexico.
Wooden boardwalk crossing grassy dunes to a white-sand beach and turquoise water.
Aerial view of coastal homes, palm trees, and a beach beside turquoise water.
Aerial view of coastal homes beside a white-sand beach and turquoise water.
Two-story floor plan with three first-floor bedrooms and an upstairs primary bedroom.
Floor plan showing three bedrooms, one bath, kitchen, dining area, living room, and sitting room with dimensions.
Floor plan showing the primary bedroom, bathroom, two walk-in closets, halls, and staircase.
Two-story floor plan with three bedrooms, living and sitting rooms, kitchen, dining area, bathrooms, and stairs.
Floor plan showing three bedrooms, a bathroom, kitchen, dining area, living room, and sitting room.
Floor plan showing a primary bedroom, bathroom, two walk-in closets, halls, and staircase.
SEE ALL PHOTOS
Gray coastal home with a white-railed balcony, palm trees, and a golf cart beneath the carport.
Gray coastal-style house with a red front door, elevated balcony, palm trees, and golf cart.
Gray coastal house with a metal roof, red front door, blue shutters, and raised deck among palm trees.
Gray coastal house with raised white deck, golf cart beneath it, and driveway to a detached garage.
Covered front porch overlooking a lawn, with an American flag and golf cart.
Aerial view of a coastal neighborhood, with homes, a pond, and the Gulf beach beyond.
Aerial view of a coastal neighborhood, white-sand beach, turquoise water, and lagoon.
Aerial view of coastal homes beside a white-sand beach and turquoise water.
Detached gray garage with white door beside a concrete driveway and elevated white staircase.
Gray home with a white-railed raised deck beside a concrete walkway and wooden privacy fence.
Gray home with white exterior stairs behind a grassy yard and mature tree.
Furnished sunroom with a wicker sofa, tall potted plant, and windows overlooking the yard.
Living room with broad blinded windows, polished wood floors, and a tall potted plant beside the seating area.
Bright sitting room with polished wood floors, broad blinded windows, and wicker and wooden furniture.
Furnished living room with polished wood floors, plantation shutters, and tall potted plants.
Entryway console with marble top, ornate mirror, tall plants, and a bright kitchen beyond.
Living room with a white sofa, green patterned pillows, wooden coffee table, and large windows.
Furnished living room with a white sofa, wicker armchair, and large windows.
Open-plan living room and kitchen with white cabinetry, wood bar stools, and hardwood floors.
Kitchen with white cabinets, stainless appliances, and a wood-topped island lined with bar stools.
Kitchen sink beneath a window with white blinds, beige tile backsplash, and leafy greenery outside.
Kitchen with white cabinets, stainless steel appliances, and a large wooden island beside the dining area.
Bright kitchen with white cabinetry, stainless refrigerator, and long wood island opening to dining area.
Open-plan kitchen with white cabinets, stainless steel appliances, and a wood-topped island beside the dining area.
Open-plan kitchen with a broad wooden island, pendant lights, and a dining area with woven chairs.
Hallway with white wainscoting, tiled floor, and round woven wall decoration
Bathroom vanity with granite countertop, framed mirror, folded towels, and shower reflected in the mirror.
Bathroom with glass shower, white vanity, tiled floor, and mirrored door.
Bathroom walk-in shower with glass doors, pale tile, grab bars, and green towels.
Tiled bathroom and vanity open onto a dining area with a wood-top island and chandelier.
Bedroom with a white-covered bed, large windows, hardwood floors, and dark wood furnishings.
Staged bedroom with a white-covered bed beneath a large window and a colorful patterned rug.
Bedroom with a large white quilted bed, white closets, and dark wood flooring.
Bedroom with a white-covered bed, dark wood floors, two windows, and a potted palm.
Bedroom with a white-covered bed, dark wood dresser, orchids, and a curtained window.
Bedroom with a white bed, carved wooden dresser, orchids, and ceiling fan.
Bedroom with a white-covered bed, dark wood dresser, and potted palm beside a curtained window.
Bedroom with a white quilted bed and dark wood chest of drawers against beige paneled walls.
Bedroom with a white patterned bedspread, paneled walls, and a wooden dresser.
Wooden dresser styled with a striped sunhat, fruit bowl, snacks, and black lantern by bright windows.
Bedroom with a white-quilted bed, dark wood floors, and a ceiling fan.
Bedroom with a white-covered bed, mirrored closet doors, dark wood floors, and potted palms.
Bedroom with a white bed, dark wood floors, and windows overlooking palm trees.
Bedroom with a large white bed, dark wood floors, and a glass door to a balcony.
Built-in coffee station with granite counter, white cabinetry, a large mirror, and a leafy plant.
Bathroom vanity with white cabinets, a large mirror, and a leafy plant in a woven basket.
Staged bathroom with a white vanity, tiled floor, shower curtain, and potted plant beside the mirror.
Bathroom with a curtained walk-in shower, toilet, frosted window, and brass towel rings.
Palm-lined street and a glimpse of water seen through a screened doorway
Coastal home porch overlooking a palm-lined street and the Gulf, with an American flag in the foreground.
Deck overlooks a palm-lined street with a glimpse of the ocean.
Furnished wooden deck with white railings, lounge chairs, tropical plants, and a view of the palm-lined street.
Wooden porch with Adirondack chairs, potted plants, white railings, palm trees, and a distant water view.
Elevated wooden deck beside a gray home, overlooking palm trees, lawn, and neighboring houses.
Wooden balcony with white railing overlooks a landscaped yard and neighboring homes.
Beach access gate beneath a wooden arch marked Panama City Beach, surrounded by coastal dunes.
Beach-access deck with built-in benches overlooks grassy dunes and the Gulf of Mexico.
Wooden boardwalk crossing grassy dunes to a white-sand beach and turquoise water.
Aerial view of coastal homes, palm trees, and a beach beside turquoise water.
Aerial view of coastal homes beside a white-sand beach and turquoise water.
Two-story floor plan with three first-floor bedrooms and an upstairs primary bedroom.
Floor plan showing three bedrooms, one bath, kitchen, dining area, living room, and sitting room with dimensions.
Floor plan showing the primary bedroom, bathroom, two walk-in closets, halls, and staircase.
Two-story floor plan with three bedrooms, living and sitting rooms, kitchen, dining area, bathrooms, and stairs.
Floor plan showing three bedrooms, a bathroom, kitchen, dining area, living room, and sitting room.
Floor plan showing a primary bedroom, bathroom, two walk-in closets, halls, and staircase.
For Sale

122 Monterey Avenue

122 Monterey Avenue, Panama City Beach, FL 32413

$1,000,000
NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here!

The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline.

Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

4
beds

2
baths

1,848 Sq.Ft. LIVING AREA

8,276.4 Sq.Ft. lot

Kellie Clements

Kellie Clements

Features & Amenities

Interior

  • total bedrooms4
  • Total bathrooms2
  • full bathrooms2
  • APPLIANCES Auto Garage Door Opn, Dishwasher, Microwave, Stove/Oven Electric, Water Heater - Elect
  • other interior Features Kitchen Island, Lock Out, Washer/Dryer Hookup

Area & Lot

  • Status For Sale
  • Living Area1,848 Sq.Ft.
  • Total Area1,848 Sq.Ft.
  • Lot Area8,276.4 Sq.Ft.
  • MLS® ID983991
  • TypeResidential
  • YEAR BUILT1977
  • Architecture StylesBeach House
  • View DescriptionGulf
  • Elementary SchoolWest Bay
  • Middle SchoolSurfside
  • High SchoolArnold

Exterior

  • STORIES2
  • Garage Space1.0
  • utilitiesElectric, Phone, Public Water, TV Cable
  • lot featuresCovenants
  • parkingCarport, Garage Detached, Golf Cart Enclosed, Guest
  • HEAT TYPECentral
  • AIR CONDITIONINGCeiling Fans, Central Air

Financial

  • Sales Price$1,000,000
  • Real Estate Tax $488/yr
  • Zoning Resid Single Family
View Virtual Tour
Gray coastal-style house with a red front door, elevated balcony, palm trees, and golf cart.

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Schedule a Showing

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Thank you for your interest in 122 Monterey Avenue, Panama City Beach, FL 32413. We are reviewing your request and will be in touch shortly!
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Emerald Coast Signature Collection

Email

[email protected]

Address

2048 W County Highway 30A Ste 107 Santa Rosa Beach FL 32459

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